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Business Loans

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We offer loans and lines of credit for your business.

If your business needs a new piece of property, new equipment or additional cash, visit your local Century Bank and ask about our Business Loans and Business Lines of Credit.

Documentation Required to Apply for a Business Loan:

  • Last two (2) years tax returns on business, if it is an existing business.
  • Last two (2) years personal tax returns.
  • Current personal financial statement.
  • Last two (2) years balance sheets if existing business.
  • Copies of last six (6) months bank statements on business.
  • Copy of most recent appraisal, if done.
  • Copy of Survey and Plot Plan, if done.
  • Purpose of Loan.
  • Last two (2) years actual cash flow by month.
  • Your comments in narrative form as to your business enterprise.


For New Businesses, also include the following:

  • Two (2) year projected (pro Forma) Cash Flow by month.
  • Your comments in narrative form as to your business enterprise.


Business People with Loan Documents

Call 601-947-7511 or visit one of our convenient locations for more information.