Savings Accounts

Savings Accounts

Start saving today with a savings account from Century Bank. Set aside money for a dream vacation, college fund or whatever you choose.  Another great benefit of a Century Bank savings account is Direct Deposit. Automatically have a designated amount of money drafted from your paycheck into your savings account.  Visit one of our convenient locations today and start saving!


Century Classic Savings

  • Minimum deposit of $50 required to open account.
  • A service charge of $9.00 will be imposed every quarter if the daily balance of the account falls below $50.00 any day of the quarter.
  • You may make 6 transfers or withdrawals from your account per monthly statement cycle.* A fee of $2.00 will be imposed for each subsequent debit.
  • Interest Bearing Account.*
  • Periodic statements will be received monthly unless there are no electronic transfers in a particular month, then statement will be received quarterly.

*Visit your local Century Bank branch for information on interest rates.


Century Seedlings Savings

  • Minimum deposit of $20 is required to open account.
  • No monthly maintenance fee.
  • No monthly balance requirements.
  • Interest Bearing Account.*
  • Periodic statements will be received monthly unless there are no electronic transfers in a particular month, then statement will be received quarterly.
  • You may make 6 transfers or withdrawals from your account per monthly statement cycle.* A fee of $2.00 will be imposed for each subsequent debit.

*Visit your local Century Bank branch for information on interest rates.


Kasasa Saver

  • Minimum $50 deposit to open
  • Automatically links to your Kasasa Cash or Kasasa Cash Back account for savings!
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • Balances up to $25,000 receive an Annual Percentage Yield of 1.00%
  • Balances over $25,000 earn an Annual Percentage Yield of 0.25% on the portion of balance over $25,000, resulting in a range from 1.00% to 0.25% APY – depending on the account’s balance
  • 0.05% Annual Percentage Yield if qualifications are not met on Kasasa checking account
  • No monthly service fee
  • No minimum balance to earn rewards

If you don’t qualify, the account is still free, and you receive 0.05% interest and you can try again next month!


Special Note Applicable to ALL Savings Accounts:

  • Frequency of Rate Change:  We may change the interest rate and annual percentage yield on this account at any time without prior notification to you on any of these accounts.
  • Compounding and Crediting: Interest will be credited and compounded to your account on a quarterly basis.  Interest begins to accrue no later than the business day credit is received for the deposit and non-cash items (for example, checks).  If the account is closed before the interest has been credited, you will not receive the accrued interest.
  • Balance Computation Method: The daily balance is used to calculate the interest on the account.  This method applies a daily periodic rate to the collected balance in the account each day.

 


*For savings and money market accounts:  In accordance with federal regulations, you may not make more than six (6) covered transfers per monthly statement cycle.  These transfers may be pre-authorized, automatic, telephone, telephone banking, bill pay, internet banking, or may be made by check, draft, debit card, check card or similar order made by the depositor and payable to a third party (provided such transactions are allowed by us for your particular type of account).

If you need to access your account more frequently, the following non-covered transactions are unlimited per statement cycle:  loan payments to us, mail, customer messenger, ATM, or in person withdrawals (provided such transactions are allowed by us for your particular type of account).

A fee of $2.00 will be imposed for each debit over 6 covered and/or non-covered in each monthly statement cycle.

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