Business Checking Accounts

Business Checking Accounts

Century Bank makes business banking easy with a variety of business checking accounts to fit specific needs.  That means you can spend less time worrying about your banking and more time growing your business.  Visit any of our convenient locations to open a business checking account today!

Century eComplete Business
  • Minimum Deposit of $50 required to open account
  • No minimum balance
  • First 200 withdrawals and/or deposited items are free **
  • EZ Pay Protection ineligible
  • Free Online Banking and Billpay
  • Credit Card and Merchant Credit Card Services available
  • Statements and Check Images Provided via eStatements
Traditional Complete Business
  • Minimum Deposit of $50 required to open account
  • No minimum balance
  • First 200 Withdrawals and/or deposited items are free. **
  • Free Online Banking and Billpay
  • Credit Card and Merchant Credit Card Services available
  • EZ Pay Protection ineligible
  • Statements and Check Images received via traditional statement
  • $5 Monthly Service Charge

**Each additional item will receive a charge of $.25 per item, with each item that makes up a deposit included in the 200 item calculation.

Century Business Checking with Analysis

  • Minimum $50 deposit required to open account.
  • Fees and Charges for this account are calculated using business activity analysis. The account may or may not be assessed fees based on the investable balance maintained in the account. Higher balances result in reduced service charges.
  • There may be a $o.o9 charge per check deposited and a $0.09 charge per check written.
  • There may be a $9.00 monthly maintenance fee assessed to your account.
  • The account is based on your statement cycle activity analysis. The total cost of the account is computed using the account activity volume and the investable balance maintained in the account.

Century Business Plus NOW Checking

  • Minimum Deposit of $50 required to open account.
  • A service charge of $10 per month or statement cycle will be applied if the balance in the account falls below $3,000.00 on any day of the month or statement cycle.
  • Interest bearing account.*
  • Frequency of Rate Changes: We may change the interest rate and APY (Annual Percentage Yield) on this account at any time without prior notification to you.
  • Compounding and Crediting:  Interest will be credited and compounded to the account on a monthly basis.  Interest begins to accrue no later than the business day credit is received for the deposit of non-cash items (checks, for example).  If the account is closed before interest has been credited, you will not receive the accrued interest.
  • Balance Computation Method:  The daily balance method is used to calculate the interest on the account.  The method applies a daily periodic rate to the collected balance in the account each day.
  • Receives monthly statement with check images.
  • EZ Pay Protection ineligible.
  • Not available for Corporations.

*Visit your local Century Bank branch for information on interest rates.

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